Practice areas
Banking & finance; derivative & structured financial products; e-commerce, fintech, blockchain & cryptos; project finance
Introduction
Since 2018, Putu Raditya Nugraha has been consecutively named in?Asia?Business Law Journal’s?A-List?of?Indonesia’s Top 100 Lawyers, a recognition that speaks to a reputation built steadily and deliberately during?the course of a distinguished legal career.
As senior partner at UMBRA – Strategic Legal Solutions, Nugraha?is one of Indonesia’s foremost practitioners in banking and finance, fintech, technology?and financial services regulations. His practice has brought him to the centre of some of the country’s largest and most complex cross-border transactions, advising unicorn enterprises, global financial institutions?and leading technology companies on matters ranging from project finance and debt restructuring to corporate financing and M&A in the fintech and digital sectors.
Underpinning his transactional work is a rare cross-disciplinary fluency. Academic grounding in international tax structuring, combined with a deep expertise in Indonesian contract law, allows Nugraha?to approach deal structuring from angles that purely transactional practitioners seldom reach. In heavily regulated industries where the margin between an innovative solution and a non-compliant one can be narrow, this breadth of perspective is not merely an advantage?it is what his clients rely on most.
It is this ability to bring creativity and compliance into alignment, while keeping business outcomes firmly in view, that has defined his leadership at UMBRA and his standing in the wider regional legal market.





